Rural Residential Loan Program
Our rural residential loan program can make your dream of living in the country on your own land a reality.
To meet the unique needs of rural markets, we’re working with local and regional lenders to ensure that housing opportunities and financing products are available to those looking to finance a home on acreage, outside of the city on property that may even be zoned agricultural in some capacity. Our rural residential loan program allows for homes set on acreage with pasture land, in the country, where you can raise your livestock, grow your food, or just have a place where you can retire and enjoy the outdoors.
Program Highlights
All are allowed, but not required.
- Fixed-rate 15 and 30-year loans with low rates available
- Ag-exempt properties are allowed but not required
- Purchase, refinance, and cash-out loans offered
- Owner-occupied and second homes allowed
- Barndominiums, shed homes, and shop homes allowed
- 5 to 160 Acres (home value only required to be 30% of overall value)
- Homes with pasture land and tillable acreage
- Schedule F (Farm) income allowed
