Testimonials
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Helped Me To Get My Home
Dianelly Fernandez from Phoenix, AZ
I am very grateful to this team who helped me to get my home, they are very professional, thank you very much.
Their Customer Service Is Second To None
Peter Rice from Scottsdale, AZ
Scott and Kirsten took very good care of me from start to finish. While the communication was excellent, the follow-through was even better. I would recommend FMC to anyone out there! This is my 6th loan with FMC, and I’ve already referred several folks their way over the years. If you’re in the market, please consider FMC for all your mortgage lending needs – their customer service is second to none!!!
Not One Of Them Comes Close To Scott, Kirsten, And The Team
Mike Levinson from Scottsdale, AZ
The team at Formula Mortgage Capital are the best! As a Realtor, I always appreciate the professionalism and follow through. I’ve worked with a lot of lenders over the last 10 years, not one of them comes close to Scott, Kirsten, and the team. Every single client I’ve referred to them has been extremely happy, some more than once! Getting the job done EVERY TIME, follow through, creativity, communication, and honesty are just a few of the reasons why I highly recommend Formula to anyone looking for a mortgage.
Kind and Respectful
John Salmons from Scottsdale, AZ
Scott and Kirsten are awesome to work with! They have great communication, they’re very kind and respectful, and they work with a sense of urgency that can be appreciated by all! Thanks for teaming up with me and I look forward to doing MUCH more business together! 5 stars, because it won’t let me leave 10!
A True Professional
Cuccaro from Scottsdale, AZ
Scott was again a pleasure to work with . He is diligent in his work, and is more than willing to spend the extra time delving into all the details to make sure his clients thoroughly understand all that goes into financing a home. His communication and follow up skills are excellent. I’ve put my trust in Scott via multiple home purchases and would highly recommend him and is organization to be your lender.
Scott is knowledgeable, honest and transparent!
Raul from Scottsdale, AZ
Scott helped us with a new mortgage, he is extremely knowledgeable, transparent and always available (morning and evening, call/txt/email). Will definitely be leveraging Scott again, no doubt!
He’s the best
Kolby from Apache Junction, AZ
Scott was able to answer any question within a timely manner. Was very helpful in walking me and my wife through the process at this was our first time buying a home. Highly recommended!
Scott is the man.
user788744 from San Tan Valley, AZ
Scott has helped me out with our mortgage a few times over the years and has great advice, tons of knowledge, and he’s super prompt. I recommend him without any hesitation.
Best. Lender. Ever.
from Cave Creek, AZ
Scott was an absolute champion in how he helped us get into our new home. He kept us informed quickly, provided advice that I could understand and easily act upon, and even made such a challenging process fun when I was crazy stressed. Hire him. You will be SO happy you did!
Made things very easy to understand and he did the best he could to get the greatest …
zuser201 from Gilbert, AZ
Scott was real honest. Made things very easy to understand and he did the best he could to get the greatest deal. Would highly recommend to anyone that wants to deal with an honest and helpful loan officer
He has a great depth of knowledge in the home buying process and worked with me …
Meredith from Phoenix, AZ
Scott was wonderful during my loan process. First and foremost, he answered every question I had no matter what time I called or emailed. He has a great depth of knowledge in the home buying process and worked with me to make my loan approval run smoothly. He was always organized and kept all my loan documents and requirements updated and moving forward. I would personally recommend Scott to anyone looking to finance a home.





